lic agents commission Remuneration The remuneration will be paid to you in the form of Commission as percentage of premium collected through the policies sold by you.It is not a one time commission on a sale made by you.It provides you the royalty income throughout the term of policy.As long as policyholder pays the Premium you will get the commission.Moreover this commission is hereditary i.e. it will be paid to your nominees even after your death. The Commission rates on regular premium policies First year Commission :4% to 25% depending up on the type & term of the policy.Bonus Commission :40% of first year commission. Renewal Commission 2nd and 3rd year of policy:2% to 7.5% depending up on the type and term of policy.4th year onwards :2% to 5% depending up on the type and term of policy. Assumptions If you do 5 policies of Rs.15000 per monthThere is a 10% growth in your business every yearEven if stop working after 5 years, there is an assured income for next 20-25 years