Arogya Rakshak Plan 906

Some of the benefits that the policyholder can avail under the LIC Arogya Rakshak policy are given below:

• LIC Arogya Rakshak plan offers a flexible benefit limit for the applicant to select from
• This policy offers coverage against some specific illnesses
• A pre-defined lump sum amount is paid at the time of claim irrespective of the actual cost
• The coverage is provided on both individual and family floater policy.
• LIC Arogya Rakshak plan also provides flexible premium payment options
• The members you can cover under this policy include your spouse, children, and parents.
• The entry age for adults is 18-65 years and for children, it ranges from 91 days-20 years
• The coverage period for principal insurers, spouses, and parents goes up to 80 years, and for children up to 25 years.

 Inclusions of LIC Arogya Rakshak Health Insurance Plan

  The inclusions or the coverage benefits under the LIC Arogya Rakshak plan are listed as under:

• Hospitalization/Surgery Cover-LIC Arogya Rakshak policy pays a Lumpsum amount for expenses incurred during hospitalization and medical surgeries
• Premium Waiver Benefit-If the insured members need to undergo a surgery falling under Category I / Category II then premium waiver benefit can be availed. It is also available in case of unfortunate death of the policyholder.
• Ambulance Cover-Even the ambulance expenses required during the treatment are covered under this LIC health plan
• Auto Sum-up Benefit-To enhance the coverage benefits there is an option to avail of options Auto Sum-up Benefit and No-Claim-Benefit.
• Rider Benefits-Two rider benefits that you can avail by paying an additional premium include LIC’s Accident Benefit Rider and LIC’s New Term Assurance Rider
• Tax-saving on the Premium Amount–The premium paid by the policyholder is exempted from tax deduction under Section 80D.